The difficulty we experienced yesterday was not down to the Nationwide we believe, rather the ANZ bank. As with our bank in the UK, we have to allow a period of 24 hours in between withdrawals but what we forgot is that this is for the time zone the bank is from, not local time.
New Zealand is another four hours ahead of us and so we had in fact withdrawn our cash after midnight on 28th October (so the 29th in Kiwi country) meaning we had to wait until today to have another go.
Instead we used another local bank and it all worked fine.
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